I have two kids, 4 and 6. I'd like them to move out someday. So they need to learn about money.
I tried apps. They already get too much screen. I looked for workbooks - preachy or pitched at 12-year-olds. I tried whiteboarding compound interest with my 6-year-old. My wife and daughter had thoughts.
So I made one for them. Spaces to log allowance in and out. A goal page where they pick the goal — turns out that part matters. An interest section where they watch their balance grow on the page. Money math using the actual dollars in their hands, not abstract problems about Sarah at the store.
Six months in, they use it. They update it at my desk. They ask me when interest gets paid. So I printed copies. Buy one for your kid.
— Jon
A money workbook for kids who learn better with a pencil than a screen.
Inside They’ll Learn to:
They stop asking "can we buy that?" and start asking "how many weeks of allowance is that?" The transaction register makes the trade real on paper.
They set a savings goal and watch it fill in. Progress bars work on kids the same way they work on adults — the first goal hit is the one that hooks them.
They feel compound interest in their hands. The interest pages allow them to earn on their growing balance. By week 4 they get it. Most adults still don't.
Money math stops feeling like math. Adding, subtracting, and multiplying numbers that buy real things they care about — Stuffed animals and lego, with lemonade-stand profit.
And they get an actual artifact at the end. Not a deleted app and a forgotten lesson. A workbook on the shelf that your kid filled in themselves.
